Our Mission & Strategy

Our Mission:

Cetera Wealth Partners' mission is to set the standard in helping you manage your financial future.   Our objective is to deliver financial products and services in the way that you want them delivered: with exemplary service, convenience and at competitive prices.



Our Strategy:

Our Strategy begins with "Getting to Know You" which includes the following steps between you and me:

  • Initial Consultation - We are available to meet at a place of your convenience or in our office to establish a client-advisor relationship.  The first meeting is about getting to know each other.


  • Discover Your Goals - We believe that financial concepts are a means to an end.  We will  work with you to determine your goals and expectations.   We ask the question, "Where are you now and where do you want to be in the future?"


  • Identify Your Risk Tolerance - We determine your tolerance for risk by asking you, "How much Risk can you take and still sleep soundly at night?"  Are your goals based on the risk you are willing to accept?  How much Risk are you willing to accept for the return you seek?


  • Analyze Your Current Position - We analyze your current financial position by taking a snap shot of your investments.  We do this by determining your financial status, special needs, insurance, strategies for your estate plan, retirement plan,  and taxation*.  I ask the question, "How close are you currently to achieving your goals?" and,  "What actions are to be taken to reach those goals?"


  • Develop and Present the Financial Plan - Once we have assessed your financial situation and set goals, we choose specific, suitable investment products for your portfolio.   We provide a wide array of Products suitable for individuals, as well as, solutions for Businesses, including:   (401(k), Profit Sharing 403(b), 457 Retirement Plans, Simple IRA, SEP IRA, Profit Sharing, Deferred Compensation, Defined Benefit.)


  • Implement the Financial Plan -  Once the Financial Plan has been developed, you and I as a team, will review the Plan.  Upon agreement, the investments will be purchased.


  • Monitor the Financial Plan - We will monitor your financial plan on an agreed-upon regular basis to ensure that your plan is consistently diversified and balanced according to your risk tolerance.  As life experiences happen - such as the birth of a child, or when nearing retirement, I will work with you to adjust the portfolio to reflect those changes.  My goal is to partner with you every step of the way.


* For a comprehensive review of your personal situation, always consult with a tax or legal advisor.  Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.