What Makes Us Different

About Cetera Advisor Networks

Our independent business model ensures we have the autonomy and discretion to put you at the center of all investment strategies and business decisions. Just as we stand behind you to help you pursue your financial dreams, we have teams standing behind us supporting our business. They also strengthen our relationship with you by providing the resources we need to offer superior service. We'd like you to know more about these organizations and why we've chosen to work with them.

Our Broker-Dealer: Cetera Advisor Networks

We are affiliated with Cetera Advisor Networks, one of the premier broker-dealers in the industry. They're responsible for executing trades on your behalf. Like all broker-dealers, they must undergo regular auditing, and are required to meet specific net capital requirements to ensure they can meet obligations to investors like you.

But their support for our relationship goes well beyond executing trades. We have the independence and freedom to recommend the financial solutions that best suit your needs—no sales quotas to fulfill or proprietary products to push—ensuring your objectives are what drive all decisions, while Cetera Advisor Networks' network of people and resources help us pursue your unique goals and vision for the future.

Their Organization: Cetera Financial Group

As the second-largest independent financial advisor network in the nation by number of financial professionals and a leading provider of investment programs to financial institutions, Cetera Financial Group provides award-winning wealth management and advisory platforms, comprehensive broker-dealer and registered investment adviser services, and innovative technology to its nationwide network of broker-dealers.

Through those broker-dealers, Cetera offers the stability of a large and well-capitalized broker-dealer and registered investment adviser, while serving independent and institutions-based financial professionals in a way that's customized to their individual needs. Cetera is committed to helping financial professionals grow their businesses and strengthen their client relationships. All of Cetera's broker-dealers are members of FINRA/SIPC.

Our Custodians: Pershing and Cetera Investment Services

While a broker-dealer helps supervise and facilitate the trading that converts your money into invested assets, those assets are held by a custodian. Cetera Advisor Networks works with Pershing LLC to custody investor assets in brokerage accounts and advisory accounts. Pershing is a subsidiary of the Bank of New York Mellon Corporation, which is the nation's oldest continuously operating bank and one of the world's leading providers of securities services.

Either Pershing or Cetera Investment Services LLC serves as the IRA custodian on individual retirement accounts (IRAs), responsible for tax reporting and administering IRAs. Cetera Investment Services is an affiliate of Cetera Advisor Networks, providing brokerage and other services to its own clients in addition to providing IRA custodial services to Cetera Advisor Networks' clients. Both Pershing and Cetera Investment Services each must meet certain net worth and other requirements to be approved as custodians, and are subject to regular audits, both internally and by independent firms, to maintain those approvals.

Our Most Important Connection: With You

While the organizations behind us play important roles in serving your needs, the most important relationship we have is undoubtedly with you. We work with these firms to make it easier for us to work for you. If you'd like more information about them, please don't hesitate to ask. We want you to feel confident that you understand, to your satisfaction, how we work with and through these organizations, why we've chosen to work with Cetera Advisor Networks, and the absolute priority both Cetera Advisor Networks and our team place on our relationship with you.


What Joe Rincione – Financial Advisor –  Can Do For You - On an individual level, I know that the most important aspect of what I do is to “Listen”.  Listen to your needs, your concerns, your wants, your obstacles so that we can develop a long term relationship that includes mutual respect and trust.


I am experienced in specific market segments that include Money Management, Financial Planning, Retirement Planning, and Estate Planning.  I am experienced with Employee Company-Owned Plans such as 401(k)'s and Individual Retirement Plans such as Tradition, Roth, and SEP IRAs. 


I will meet with you face-to-face, at a place of your choosing or at my office, to discuss your financial goals and will stay in touch on a regular basis. 


My goal is to cultivate a relationship that will last a lifetime.