What Makes Us Different

Voya Financial, Inc. (NYSE: VOYA), is composed of premier retirement, investment and insurance companies serving the financial needs of approximately 13 million individual and institutional customers in the United States.

Working directly with clients and through a broad group of financial intermediaries, independent producers, affiliated advisors and dedicated sales specialists, Voya provides a comprehensive portfolio of asset accumulation, asset protection and asset distribution products and services. With a dedicated workforce of approximately 7,000 employees, Voya is grounded in a clear mission to make a secure financial future possible — one person, one family, one institution at a time.

Voya Financial's VisionThe company's vision is to be America's Retirement CompanyTM and its guiding principle is centered on solving the most daunting financial challenge facing Americans today — retirement readiness.

Dedicated Advisory Team Workforce - With a dedicated workforce of approximately 7,000 employees, Voya is grounded in a clear mission to make a secure financial future possible — one person, one family and one institution at a time.  We are one of the financial industry's best-known independent broker/dealers.  By focusing on independence, Investment Advisor Representatives/Financial Advisors are able to tailor a financial practice that best suits your needs.  We have a wide array of competitive products from a multitude of carriers.  When you do business with a financial professional from Voya, you also benefit from an extended network of relationships and resources that work together to help you realize your goals and investment objectives.


Voya Financial Advisors, Inc., utilizes a Custodian Bank - A custodian bank, or simply custodian, is a specialized financial institution responsible for safeguarding a firm's or individual's financial assets and is not necessarily engaged in "traditional" commercial or consumer/retail banking such as mortgage or personal lending, branch banking, personal accounts, ATMs and so forth.  Voya FinancialTM. utilizes a large, reputable “custodian” to protect your assets.  That company is Pershing, LLC also known as BNY MELLON.  For almost 75 years, many of Wall Street's leading names have turned to Pershing for reliable, cost-effective securities services. You can have confidence in their proven track record, their time-tested technology, and the hands-on experience of their knowledgeable professionals. As the industry's leading provider of clearing solutions, they bring unqualified commitment to delivering exceptional operational support 


What Joe Rincione – Financial Advisor –  Can Do For You - On an individual level, I know that the most important aspect of what I do is to “Listen”.  Listen to your needs, your concerns, your wants, your obstacles so that we can develop a long term relationship that includes mutual respect and trust.


I am experienced in specific market segments that include Money Management, Financial Planning, Retirement Planning, and Estate Planning.  I am experienced with Employee Company-Owned Plans such as 401(k)'s and Individual Retirement Plans such as Tradition, Roth, and SEP IRAs. 


I will meet with you face-to-face, at a place of your choosing or at my office, to discuss your financial goals and will stay in touch on a regular basis. 


My goal is to cultivate a relationship that will last a lifetime.